Under the Affordable Care Act, businesses that employ more than 50 full-time employees are required to provide healthcare, and reimbursing employees for their own private plans no longer satisfies this requirement. However the good news is that group health insurance generally has lower premiums because the risk is supported by more people. If you have as few as two employees (or one employee plus yourself as a business owner), you qualify for a group health insurance plan.
For Large Businesses (51+)
Large businesses (defined as those with 51+ full-time employees) have many things to consider when searching for a group plan. The average age of your employees, their health needs, the quality of the medical networks in your area, your employees’ preferences, and premium costs all have to play a role in your selection. At the Cordogan Agency, we help cut through the confusion that comes from comparing dozens of plans and let you focus on what you do best rather than becoming an insurance expert. When you call the Cordogan Agency, you’ll have an experienced agent by your side to help pair you with the best plan for your business.
For Small Businesses (2-50)
Like individuals, small businesses have the option of buying group health insurance through their state exchanges or directly from an insurance company. But comparing these plans can be difficult, since buying off-exchange often opens up an entirely new world of options, including different choices in health care providers, drug coverage, deductibles, and more. In addition, certain companies have opted out of the exchanges, meaning that if you like working with a certain company, you’ll need to go off-exchange to find their policy.
At the Cordogan Agency, we sort through both on- and off-exchange plans to bring you the absolute best coverage for your needs. Whether you have a home-based business or several locations, we have you covered when you call.
For The Best In Group Health, Call The Cordogan Agency
No matter what your business is, our business is insurance and we bring our specialty to bear in every decision, which allows us to sort through the chaos and bring you the very best options for group health care. Whether you’re just starting out or a large corporation, call the Cordogan Agency at (901) 507-2198 to get a free quote on the most competitive group rates.